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What are Sinking Funds?

I have mentioned sinking funds on different occasions on this blog and have used them for a while. They are beneficial for saving for annual expenses that you know will be ‘spendy’ or something important you need to save for. If you haven’t heard of sinking funds, basically they are a saving tool to helpContinue reading “What are Sinking Funds?”

Are You Prepping for Winter 22?

I am very aware of the energy price cap increases and how this will make winter particularly hard (UK). I have been gathering up some things and prepping for winter to lower our electricity usage where possible: Tips: Warm Yourselves Before Your Rooms Can you add layers and try to keep yourself warm before turningContinue reading “Are You Prepping for Winter 22?”

Sourcing Back to School Supplies

The start of the school term is fast approaching (UK) and for many it can be an expensive time. I am all for keeping back to school costs low, and here is how I suggest to do it: Gather What You Have Shop your house first. Check your stationery supply, and see if old uniformsContinue reading “Sourcing Back to School Supplies”

7 Grocery Shopping Mistakes

With the cost of living crisis fully raging, we all need a little help to curb costs where we can. Groceries can be a huge expense if you’re not vigilant with your spending. Here are my 7 grocery shopping mistake to avoid! Not Working Out the Price Per Unit Divide the price by the unit/Continue reading “7 Grocery Shopping Mistakes”

The Stigma Around Buying Second Hand

With people being more environmentally conscious and looking to live more sustainably, the world is slowly moving toward being more frugal in the way we buy i.e. buying second hand over new items. However, there is definitely still a stigma around buying second hand items. Where does this stigma stem from? I believe that theContinue reading “The Stigma Around Buying Second Hand”

Treat Your Time Like Money

Isn’t it quite something that we’d happily waste time but not our money? This post is all about appreciating what is the most important of the two, and how we can stop wasting our own time. ‘There is never enough time to do everything, but there is always enough time to do the most importantContinue reading “Treat Your Time Like Money”

My YouTube Videos For Surviving the Cost of Living Crisis in One Place:

I wanted to compile links to all my YT videos that I think might be useful for the cost of living crisis we are all facing. I have been working hard on YT content, and I hope you enjoy my videos. Please, don’t forget to like and subscribe. How to Lower Your Energy Bill HowContinue reading “My YouTube Videos For Surviving the Cost of Living Crisis in One Place:”

Our No Spend January Review

As you may be aware if you saw my earlier post, we have been on a no spend January. We wanted to keep our spending to just monthly bills and groceries. Today, is the last day of our no spend and I wanted to update you all on how we got on. We did it!Continue reading “Our No Spend January Review”

No Spend January

After a heavy financial month in December and with the goal of buying a new-to-us car at some point in 2022, we are kicking of 2022 with a ‘No Spend January’. What is a No Spend Month? A no spend month is a month where you set yourself the challenge of not buying anything andContinue reading “No Spend January”

5 Quick ways to Save Money

A lot of people live paycheck to paycheck and wonder how they’ll ever be able to save money. I have 5 quick ways to save a little money on everyday bills and expenses, so you can start your savings journey. Negotiate Internet Services If you are not happy with your internet expenses, ring up andContinue reading “5 Quick ways to Save Money”